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Mortgage credit

Financing real estate occurs as a rule with a mortgage loan. A mortgage loan can finance up to 80 pct. of a property’s value and the loan is typically arranged by the bank, which receives payment for this. The loan is characterised by particularly competitive prices and redemption facilities. Therefore, Denmark has some of the cheapest housing financing in Europe due to its mortgage credit system.

The Danish mortgage system is unique. It ensures competitive loans for home owners with a high degree of flexibility and security for home owners, mortgage institutions and investors.

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Finance Denmark is an interest organisation for banks, mortgage institutions, asset management, securities trading and investment funds in Denmark. Our members are mortgage institutions, banks, savings banks, cooperative savings banks, Danish branches of foreign banks, asset managers, Danish securities dealers and investment funds. 

Read more about Finance Denmark and our work