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Borrowing from the bank

One of the bank’s tasks, which serves to support society as a whole, is to offer and facilitate loans to individuals and companies. This contributes to increasing growth and creating jobs in Danish companies.

At the bank, individuals can make use of a range of standard loans for financing homes, cars and consumer goods.

If you would like a loan, you should contact your bank and arrange a meeting with your bank adviser. At the meeting you and your adviser will review your financial situation including your income and budget together.

Your bank adviser is obligated to carry out a credit assessment, which will underlie the bank’s decision as to whether you will be approved for the loan in question. The bank will ask you for the following in connection with a credit assessment:

  • Wage slips
  • Budget
  • Annual statement from the Danish Tax and Customs Administration, SKAT

See more about this on your bank’s website or speak to your bank adviser.

Company loans are often more complicated and are offered in the framework of a closer collaboration between the company and the bank.

Read more about lending to companies here. 

Read more about lending to entrepreneurs and SMEs here

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Finance Denmark is an interest organisation for banks and mortgage institutions in Denmark. Our members are mortgage institutions, banks, savings banks, cooperative savings banks and Danish branches of foreign banks.

Read more about Finance Denmark and our work