In case of death, the deceaseds accounts will often be blocked, power of attorney will no longer apply, checks and debit cards will be blocked and any Danish Direct Debit services connected to the account will be put on hold. This may also apply to joint accounts.
In accordance with the Danish law on the administration of the estate of a deceased person, banks have the right to block the deceaseds account until a decision has been made by the probate court.
However, banks have different practices concerning whether a joint account will be blocked in connection with a death. Your bank should inform you about what will happen to joint accounts and power of attorney in cases of death.
You should contact you bank and clarify how you can best organise your banking affairs if your partner dies.
The bank should notify the surviving account holder or holder of power of attorney as soon as possible after the death:
- that the joint account will be temporarily blocked
- that future payments will still be deposited in the joint account and that the surviving account holder should therefore decide to deposit wages, pension savings etc. into another account.